APSC Answer Writing (Daily) based on Assam Tribune – 01/08/2026

For APSC CCE and other Assam Competitive examinations aspirants, practicing Daily Answer Writing is vital. This blog covers the most important Main question and its model Answer from the Assam Tribune today (01-08-2026).

📘 GS Mains Model Question (APSC CCE)

“Q. The PM-KISAN Scheme has emerged as an important instrument for enhancing farmers’ income security through Direct Benefit Transfer (DBT). Critically examine its achievements and challenges. Suggest measures to improve its effectiveness. (150 words)

Launched in February 2019, the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a Central Sector Scheme that provides ₹6,000 annually to eligible landholding farmer families through the Direct Benefit Transfer (DBT) mechanism. Its recent extension till FY2030–31 reflects the Government’s continued commitment to strengthening farmers’ income security.

Achievements of PM-KISAN

1. Income Support

Provides assured financial assistance for agricultural and household expenses.
Acts as a safety net, particularly for small and marginal farmers.

2. Promotion of Financial Inclusion

Transfers benefits directly into bank accounts through DBT.
Strengthens the JAM (Jan Dhan–Aadhaar–Mobile) ecosystem.

3. Improved Governance

Reduces leakages, intermediaries and delays through digital benefit transfer.
Enhances transparency and accountability.

4. Agricultural Investment

Enables timely purchase of seeds, fertilisers, pesticides and other farm inputs.
Supports continuity of agricultural operations.

5. Rural Demand

Regular income support boosts rural consumption and contributes to the local economy.

Challenges

Exclusion Errors: Tenant farmers, sharecroppers and landless agricultural labourers are generally outside the scheme because eligibility is linked to land ownership.
Outdated Land Records: Inaccurate or incomplete land records can delay or prevent enrolment.
Limited Financial Assistance: ₹6,000 per year may not sufficiently offset rising cultivation costs.
Regional Variations: Uniform assistance does not account for differences in input costs across States.
Grievance Redressal: Beneficiaries may face delays in resolving payment or eligibility issues.

Way Forward

Accelerate digitisation and updating of land records.
Improve beneficiary identification through regular data verification.
Strengthen convergence with schemes such as PMFBY, PMKSY, and the Agriculture Infrastructure Fund.
Enhance grievance redressal and awareness through digital and local institutional mechanisms.
Promote climate-resilient agriculture alongside income support.

PM-KISAN has significantly strengthened India’s agricultural welfare architecture by providing predictable income support through DBT. However, enhancing coverage, improving land record management and integrating the scheme with broader agricultural reforms will be essential to achieve the objective of income security and sustainable rural development.

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