To excel in the APSC Mains exam, it is crucial to develop a strong command over answer writing. Today’s question focuses on the deeply rooted issue of superstitious beliefs, which continues to plague several parts of India. Addressing this topic not only prepares you for questions related to social issues but also sharpens your ability to critically analyze societal challenges.
APSC Answer Writing (Daily) – 28/09/2024
Question 1:
What is disaster risk financing, and how is it being implemented in Assam? Discuss the role of public-private partnerships and financial preparedness in disaster management. Also, mention the significance of the Catastrophic (CAT) Risk Model in managing financial risks associated with natural disasters in the state. (Answer in 250 words)
Model Answer:
Introduction: Disaster risk financing (DRF) involves financial strategies to mitigate the economic impact of natural disasters. In Assam, a state prone to floods and landslides, DRF is critical for ensuring financial resilience and efficient disaster response.
Implementation in Assam:
- Multi-Hazard Risk Financing Study: Conducted under the Assam Integrated River Basin Management Program (AIRBMP), it focuses on developing a disaster risk profile.
- Catastrophic (CAT) Risk Model: A key tool used to assess potential financial impacts pre-, during, and post-disasters. It helps in risk assessment and financial preparedness.
- Public Financial Management: AIRBMP proposes reforms to improve fund disbursement for disaster response across all phases—pre-disaster, disaster, and post-disaster.
Role of Public-Private Partnerships:
- Risk Sharing: Private sector involvement aids in sharing risks through mechanisms like insurance and reinsurance.
- Capacity Building: Collaboration enhances the overall capacity to manage disaster risks by pooling resources, expertise, and financial tools.
Financial Preparedness:
- Long-term Planning: The CAT Risk Model aids in creating long-term strategies for minimizing fiscal risks, thereby ensuring a faster response during disasters.
- Public-Private Initiatives: These partnerships contribute to sustained resilience and financial stability during emergencies.
Conclusion: Assam’s focus on disaster risk financing, supported by the CAT Risk Model and public-private partnerships, strengthens the state’s financial preparedness for managing recurrent natural disasters. This comprehensive approach ensures long-term resilience and effective disaster response.
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