APSC MCQs / APSC Prelims Practice Questions based on Assam Tribune (Daily) –08/08/2026
For APSC CCE and other Assam Competitive examinations aspirants, practicing Daily MCQs is vital. This blog covers most important Prelims questions from the Assam Tribune today (08-08-2026). These issues are key for both APSC Prelims syllabus, offering insights into the important topics of current affairs.
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APSC MCQs / APSC Prelims Practice Questions (Date: 08/08/2026)
Topic 1: UPI Changes: MDR, Digital Payments & Financial Sustainability
1. With reference to the Unified Payments Interface (UPI), consider the following statements:
- UPI enables both person-to-person and merchant payments.
- UPI is operated by the Reserve Bank of India.
- UPI is built over the Immediate Payment Service (IMPS) infrastructure.
Which of the statements given above are correct?
A. 1 and 2 only
B. 1 and 3 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: B
Explanation: UPI supports both P2P and merchant payments. It is developed and operated by NPCI, while RBI is the regulator. NPCI states that UPI is built over IMPS infrastructure.
2. With reference to Merchant Discount Rate (MDR), consider the following statements:
- MDR is associated with the processing of merchant digital-payment transactions.
- MDR is necessarily a fee directly paid by the consumer to the payment network.
- A zero-MDR regime can create a sustainability challenge for entities providing digital-payment infrastructure.
Which of the statements given above are correct?
A. 1 and 3 only
B. 2 only
C. 1 and 2 only
D. 1, 2 and 3
Answer: A
Explanation: MDR is fundamentally associated with the merchant-side payment-processing ecosystem; it is not necessarily a direct consumer charge. The zero-MDR model raises questions about how the costs of maintaining the ecosystem are recovered.
3. Consider the following pairs:
| Digital payment system | Institution associated with its operation/development |
| 1. UPI | NPCI |
| 2. NEFT | RBI |
| 3. RTGS | RBI |
| 4. IMPS | NPCI |
How many of the above pairs are correctly matched?
A. Only one
B. Only two
C. Only three
D. All four
Answer: D
Explanation: UPI and IMPS are NPCI-operated payment systems, while NEFT and RTGS are RBI-operated payment systems. The distinction between NPCI and RBI is a useful UPSC elimination area. UPI’s official NPCI description identifies NPCI as its developer/operator.
4. With reference to the recent debate over UPI charges, consider the following statements:
- The central policy dilemma involves balancing the affordability of digital payments with the financial sustainability of the payment ecosystem.
- Introducing a legal framework for possible charges necessarily means that a uniform MDR has been imposed on every UPI transaction.
- A differentiated approach to charges could protect low-value transactions while potentially recovering costs from selected higher-value transactions.
Which of the statements given above are correct?
A. 1 and 3 only
B. 1 and 2 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: A
Explanation: The newspaper discussion centres on sustainability versus affordability. A legal framework for possible charges should not be equated with a universal, automatically applicable MDR. The differentiated-charge approach is the policy model discussed in the current debate.
Topic 2: Weavers Asked to Adopt Modern Technology to Tap Markets
5. With reference to National Handloom Day, consider the following statements:
- It is observed on 7 August.
- It commemorates the launch of the Swadeshi Movement in 1905.
- It was first observed in 2015.
Which of the statements given above are correct?
A. 1 and 2 only
B. 2 and 3 only
C. 1 and 3 only
D. 1, 2 and 3
Answer: D
Explanation: National Handloom Day is observed on 7 August, commemorating the Swadeshi Movement’s launch on 7 August 1905. It was first observed in 2015. The newspaper article specifically notes that the observance has been held since 2015.
6. Consider the following statements regarding India’s handloom sector:
- Handloom production is exclusively an urban industrial activity.
- Handloom can simultaneously contribute to cultural preservation and rural employment.
- Technological intervention in handloom necessarily implies replacing handlooms with powerlooms.
Which of the statements given above is/are correct?
A. 1 only
B. 2 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: B
Explanation: Handloom is strongly associated with rural and household-based production and cultural heritage. Technology can improve design, productivity, quality and marketing without necessarily replacing handloom production. The Bodoland article specifically calls for modern technology while highlighting preservation of traditional weaving.
7. Consider the following statements:
- The India Handloom Brand was launched in 2015.
- The Handloom Mark is intended to provide an identity/authenticity mechanism for handloom products.
- India Handloom Brand is synonymous with the geographical indication (GI) system.
Which of the statements given above are correct?
A. 1 and 2 only
B. 1 and 3 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: A
Explanation: India Handloom Brand was launched on 7 August 2015. Handloom Mark provides an identity/authenticity mechanism. However, neither is synonymous with the GI system; GI is a distinct intellectual-property framework.
8. The recent Bodoland handloom initiative highlighted which of the following as potential ways of strengthening the sector?
- Adoption of modern technology
- Improved market access
- Promotion of locally woven products through government programmes
- Promotion of sustainable and eco-friendly textiles
Select the correct answer using the code below.
A. 1 and 2 only
B. 1, 2 and 3 only
C. 2, 3 and 4 only
D. 1, 2, 3 and 4
Answer: D
Explanation: All four are directly reflected in the newspaper report. The BTC discussed modern technology, official use of local products, proposed handloom emporiums for market access and the growing global demand for sustainable textiles.
Topic 3: India’s Official Mapping of 27 Places in Arunachal Pradesh
9. With reference to the India-China boundary, consider the following statements:
- The McMahon Line is associated with the eastern sector of the India-China boundary.
- The Line of Actual Control (LAC) is identical to the McMahon Line throughout the India-China border.
- The LAC represents the de facto line separating areas of Indian and Chinese control, but its alignment is not mutually agreed throughout.
Which of the statements given above are correct?
A. 1 and 3 only
B. 1 and 2 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: A
Explanation: The McMahon Line is associated with the eastern sector. The LAC and McMahon Line are not synonymous. India and China have differing perceptions of portions of the LAC.
10. With reference to India’s official mapping of places in Arunachal Pradesh, consider the following statements:
- Standardising place names on official maps by itself settles an international boundary dispute.
- Official cartography can have administrative and strategic significance.
- Assigning a new name to a place by one country does not by itself alter the sovereignty over that territory.
Which of the statements given above are correct?
A. 1 and 2 only
B. 2 and 3 only
C. 1 and 3 only
D. 1, 2 and 3
Answer: B
Explanation: Mapping does not legally settle an international boundary dispute. However, official cartography has administrative and strategic significance. India’s official position has been that China’s attempts to assign names to places in Arunachal Pradesh cannot alter the State’s status as an integral part of India.
11. Consider the following statements about Arunachal Pradesh:
- It shares an international boundary with China, Bhutan and Myanmar.
- It is part of India’s eastern sector of the India-China boundary.
- The McMahon Line is relevant to the India-China boundary in this region.
Which of the statements given above are correct?
A. 1 and 2 only
B. 1 and 3 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: D
Explanation: Arunachal Pradesh borders China, Bhutan and Myanmar. It constitutes the principal part of India’s eastern sector with China, and the McMahon Line is central to India’s boundary position in this sector.
12. Consider the following pairs mentioned in the recent mapping exercise:
| Location | Type/association |
| 1. Thag La | Mountain pass/India-China frontier |
| 2. Jaswant Garh | Military-historical site associated with the 1962 war |
| 3. Riza La | Location mentioned among the newly standardised geographical features |
Which of the pairs given above are correctly matched?
A. 1 and 2 only
B. 2 and 3 only
C. 1 and 3 only
D. 1, 2 and 3
Answer: D
Explanation: The newspaper report specifically mentions Thag La, Riza La and Jaswant Garh among the locations/features covered in the mapping exercise.
Topic 4: ₹1,000-Crore Inland Waterways Projects in the Northeast
13. With reference to National Waterway-2 (NW-2), consider the following statements:
- NW-2 is located on the Brahmaputra.
- It extends between the Bangladesh border near Dhubri and Sadiya.
- It was declared a National Waterway in 1988.
- It is located entirely outside Assam.
Which of the statements given above are correct?
A. 1, 2 and 3 only
B. 1 and 4 only
C. 2, 3 and 4 only
D. 1, 2, 3 and 4
Answer: A
Explanation: NW-2 is the Brahmaputra, extending about 891 km from the Bangladesh border to Sadiya, and was declared a National Waterway in 1988. It is located in Assam, so statement 4 is incorrect.
14. With reference to National Waterway-16 (NW-16), consider the following statements:
- It is located on the Barak River.
- It extends from Lakhipur to Bhanga.
- Karimganj and Badarpur are associated with its terminal infrastructure.
- It is a waterway on the Brahmaputra.
Which of the statements given above are correct?
A. 1, 2 and 3 only
B. 1 and 4 only
C. 2, 3 and 4 only
D. 1, 2, 3 and 4
Answer: A
Explanation: NW-16 is on the Barak River, with a length of about 121 km from Lakhipur to Bhanga. IWAI identifies terminals at Badarpur and Karimganj. It is not a Brahmaputra waterway.
15. Consider the following statements regarding inland waterways in Northeast India:
- Inland waterways can provide an alternative connectivity route for the Northeast through the Indo-Bangladesh Protocol routes.
- Development of inland waterways necessarily eliminates the need for road and rail connectivity.
- Multimodal integration of waterways with road and rail can improve the efficiency of regional logistics.
Which of the statements given above are correct?
A. 1 and 3 only
B. 1 and 2 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: A
Explanation: Waterways are most effective when integrated with road, rail and terminal infrastructure. They complement rather than eliminate other transport modes. IWAI identifies NW-2 and NW-16 as important components of Northeast connectivity and links them with Indo-Bangladesh routes.
16. With reference to the development of inland waterways in the Northeast, consider the following statements:
- The Brahmaputra’s braided channels, sediment load and seasonal variation can create challenges for navigation.
- Dredging is the only possible method for maintaining navigability in all stretches of the Brahmaputra.
- Navigation aids, terminals and fairway development are components of inland-waterway infrastructure.
Which of the statements given above are correct?
A. 1 and 3 only
B. 1 and 2 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: A
Explanation: The Brahmaputra’s dynamic morphology and sedimentation create significant navigational challenges. However, dredging is not the only solution; fairway management, river training/bandalling where appropriate, navigation aids and terminals are also relevant. IWAI’s NW-2 documentation shows maintenance of navigable depth through a combination of interventions.
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